Structured Notes – Income & Growth

Structured Income Notes

As you transition into retirement, generating a steady income stream from your portfolio becomes crucial. We discuss an alternative investment called structured income notes that offer several advantages:

• Provides a stable income stream to support your retirement lifestyle
• Offers downside market protection, reducing the impact of market volatility on your portfolio
• Many of our clients use structured income notes to add stability and increase yield in their portfolios

Structured Growth Notes

Growing your portfolio while managing risk is essential throughout your financial life. We introduce structured growth notes as an alternative investment that can help you achieve this goal:

• Provides downside protection to safeguard your portfolio during market downturns
• Offers additional growth potential to help your portfolio keep pace with inflation and achieve your long-term financial objectives
• Structured growth notes can be used to grow and stabilize your investment portfolio over time

Ingredients

• 1 large slight high-quality white sandwich bread, crust removed and discarded, bread chopped into ¼ -inch pieces (about ½ cup)
• 2 tablespoons whole milk
• 3/4 teaspoon table salt
• 3/4 teaspoon ground black pepper
• 1 medium clove garlic, minced or pressed through a garlic press (about 1 teaspoon)
• 2 teaspoons steak sauce, such as A-1
• 1 ½ pounds 80 percent lean ground chuck
• Vegetable oil for cooking grate
• 6 ounces cheese, sliced,(optional)
• 4 hamburger buns or rolls

Directions

• Step 1: Using large chimney starter, ignite 6 quarts charcoal (about 100 briquettes) and burn until covered with thin coating of light gray ash, about 20 minutes. Empty goals into grill; build modified two-level fire by arranging coals to cover half of grill. Position cooking grate over coals, cover grill, and heat grate for 5 minutes; scrape grate clean with grill brush. Grill si ready when coals are medium-hot (you can hold your hand 2 inches above grate for 3 to 4 seconds).
• Step 2: Meanwhile, mash bread and milk in large bowl with fork until homogenous (you should have about ¼ cup). Stir in salt, pepper, farlic, and steak sauce.
• Step 3: Break up beef into small pieces over bead mixture/ Using a fork or hands, lightly mix together until mixture forms cohesive mass. Divide meat into 4 equal portions. Gently toss one portion of meat back and forth between hands to form loose ball. Gently flatten into 3/4 -inch -think patty that measures about 4 ½ inches in diameter. Press center of patty down with fingertips until it is about ½ inch think, creating a slight depression in each patty. Repeat with remaining portions of meet.
• Step 4: Lightly dip wad of paper towels in vegetable oil; holding wad with tongs, wipe cooking grate. Grill burgers on hot side of grill, uncovered, until well seared on first side, 2 to 4 minutes. Using wide metal spatula, flip burgers and continue grilling, about 3 minutes for medium-well or 4 minutes for well-done. Distribute equal portions of cheese on burgers about 2 minutes before they reach desired doneness, covering burgers with disposable aluminum pan to melt cheese.
• Step 5: While burgers grill, toast buns on cooler side of grill, rotating buns as necessary to toast evenly. Serve burgers on toasted buns.